Make Your Money Work With a Plan.
Simple, personalised financial solutions for individuals and families — designed around your goals and reviewed as your life changes.
What we do
Every service below has its own page — what it is, who it suits, what it costs you, and the risks you take on. No jargon walls.
Regular plans across every major AMC — equity, debt, hybrid and index schemes, matched to your goal rather than to a commission slab.
Start from ₹1,000 a month, step it up as your income grows, pause it when life demands. One instruction, and the discipline runs itself.
A number and a date for every goal — a home, a wedding, a degree — and a monthly figure that actually gets you there.
Build the corpus while you earn, then draw a steady income from it later — with the tax and longevity maths done in advance.
Course costs rise faster than general inflation. We work backwards from the year your child needs the money, not from what you can spare today.
ELSS and other eligible options under Section 80C — chosen so the tax break is a by-product of a sound investment, not the reason for it.

Term, health and general cover sized to what your family would actually need — no more, and importantly no less.
NRE/NRO folios, repatriation rules, FATCA and the tax treatment that catches most NRIs out — handled from the start.
A SEBI-regulated category between mutual funds and PMS, with a wider mandate and a higher minimum.
A concentrated portfolio run by a SEBI-registered Portfolio Manager, held in your own demat account.
Home, car and business loans through partner banks and NBFCs, without disturbing your investments.
Who we are
Prabir Kumar Jana, an AMFI Registered Mutual Fund Distributor and SIF Distributor (ARN-49170), operating from New Garia, Kolkata, West Bengal. The AMFI registration is held by Prabir Kumar Jana personally.
That means recommending what fits your goal rather than what pays best. It means telling you the commission on a scheme if you ask — before you invest a rupee. And it means saying the risk out loud, in Bengali or in English, until it is genuinely understood.
Markets, at a glance
Index levels shown for general reference only — indicative, possibly delayed, and never something to transact on directly.
Source: NSE / BSE via third-party market data providers. Figures are indicative, may be delayed, and are not guaranteed to be accurate or complete. Please verify on your broker or the exchange before acting on them. Nothing here is investment advice or a recommendation.
Working together
No forms to fill before we have even spoken. Here is the whole thing, start to finish.
A house, a child's degree, retirement, or simply "this money should not sit idle" — with a rough number and a year attached to it.
Old folios you forgot about, policies bought under pressure, EPF, loans — pulled into one page so you can finally see the whole picture.
Two or three routes to close the gap, each with the cost and the downside said out loud. You pick. We never pick for you.
When markets fall, when your salary changes, when a claim or a nominee update is needed — the same number, answered by the same person.
Watch
An investor-awareness film on what a mutual fund actually is, who manages it, and where the risk sits.
Investor awareness content. Editable from the admin panel once the site is converted to PHP.
In their own words
Shared with permission. Individual experience says nothing about how any scheme has performed or will perform.
I had money sitting idle in a savings account for years. It was explained to me in Bengali, on paper, until I actually understood what an SIP was. Five years on, I read my own statement.
What I value most is being told what could go wrong before being told what could go right. Nobody selling me anything had ever done that.
When my father passed away, the transmission paperwork was handled for us start to finish. That is the part you only judge a distributor on much later.
I asked what the commission was on a scheme, half expecting to be brushed off. I got the actual number, before I invested.
My folios were scattered across four AMCs. They were pulled into one statement, and a nominee was added to every one of them.
The NRE/NRO and repatriation side was sorted out before I invested a rupee, not after. That saved me a lot of trouble at tax time.
Client experiences are individual and are not indicative of the performance of any scheme, nor a guarantee of a similar outcome for any other investor. Mutual fund investments are subject to market risks.
Sit with us for a free, no-obligation conversation about your goals — at our New Garia office, or over a call at a time that suits you.