Plan today. Protect tomorrow. Enjoy your wealth.
Prabir Kumar Jana is an AMFI-Registered Mutual Fund Distributor and SIF Distributor (ARN-49170), working with individuals and families across India and overseas from New Garia, Kolkata.
Know your advisor
Prabir Kumar Jana
Helping you plan a better financial future
At Jana Finserv, we believe financial planning is not simply about choosing investments. It is about creating a clear, disciplined and personalised roadmap that helps you achieve the life goals that matter most to you.
Over the years, I have had the privilege of working with individuals and families at different stages of their financial journey.
My approach begins with understanding you — your goals, priorities, responsibilities, financial position and risk profile — before developing a financial strategy suited to your needs.
Figures describe the advisor’s experience and credentials. They say nothing about the performance of any scheme and are not an indication of the returns any investor has received or will receive.
Your goals, your plan
Every family has a different definition of financial success
For some, financial success means building long-term wealth. For others it means securing their children’s education, protecting their family, preparing for retirement, or creating a sustainable income after retirement.
- 01Long-term wealthSteady, disciplined investing across market cycles.
- 02Children’s educationCosted for the year they actually need it.
- 03Protecting the familyCover sized to what your family would actually need.
- 04Income after retirementA corpus built while you earn, drawn from later.
Our philosophy
We should work to help our clients enjoy their wealth.
Money is not the destination. It is a tool that can help you live the life you value.
Every choice explained in plain language, with the downside stated before the upside.
Staying the course when markets are noisy, and adjusting when your life actually changes.
A financial foundation you understand — so the wealth you build is wealth you can enjoy.
Where to find us
Two addresses, one point of contact
Visit us
J-4 Srinagar Main Road, New Garia,
Kolkata – 700094, West Bengal
Mon–Fri 9:00 AM – 7:00 PM · Sat 9:00 AM – 2:00 PM
Open in Google Maps →Registered address
B-10 Nayabad Avenue, New Garia,
Kolkata – 700094, West Bengal
Correspondence and statutory records
Contact details →
Our position
Exactly what we are, and are not
Being clear about this saves trouble later:
- We are
- An AMFI-Registered Mutual Fund Distributor and SIF Distributor (ARN-49170), distributing regular plans, paid by commission from the AMCs.
- We are also
- A referral point for insurance, loans against securities, and deposits — issued by the respective providers.
- We are not
- A SEBI registered Investment Adviser. We charge no advisory fee.
- We are also
- An APMI-Registered distributor of Portfolio Management Services (APRN10515) — a distributor only, never the Portfolio Manager.
- We are not
- A Portfolio Manager, research analyst, stock broker, or seller of assured-return products.
- We never
- Accept cash, pool client money, or hold investments in our own name.
Registrations
The registrations we hold
Held by Prabir Kumar Jana in his personal name. Jana Finserv is a trade name.
AMFI Registration
Mutual Fund & SIF DistributionPrabir Kumar Jana, trading as Jana Finserv, is an AMFI Registered Mutual Fund Distributor and SIF Distributor. We distribute regular plans and are paid a commission by the respective Asset Management Companies. We are not a SEBI registered Investment Adviser and charge you no advisory fee.
APMI Registration
Portfolio Management Services DistributionPrabir Kumar Jana is registered with the Association of Portfolio Managers in India (APMI) as a distributor of Portfolio Management Services, enrolled on 13-10-2026.
Disclaimer. In respect of PMS we act only as a distributor of products of SEBI-registered Portfolio Managers. We are not a Portfolio Manager, we do not manage portfolios, we do not hold or handle client funds or securities, and we do not assure or guarantee any return. The portfolio management agreement is signed directly between you and the Portfolio Manager, and the securities are held in your own name. PMS is subject to the minimum investment prescribed by SEBI and carries market risk, including the risk of loss of principal. Past or simulated performance of any Portfolio Manager or strategy is not indicative of future performance. Please read the Disclosure Document of the respective Portfolio Manager carefully before investing.
Common questions
What to expect from us
No. We do not charge investors a fee. We distribute regular plans of mutual fund schemes and receive commission from the Asset Management Company whose scheme you invest in. That commission is paid by the AMC out of the scheme's expense ratio — you do not pay us separately. Ask us the commission on any scheme and we will tell you before you invest.
A direct plan has a lower expense ratio because no distributor commission is built into it. A regular plan costs slightly more and includes the commission that pays for the service, hand-holding and paperwork we provide. Both hold exactly the same portfolio. You are free to invest in direct plans on your own; we distribute regular plans and say so openly.
An SIP can begin at ₹1,000 a month in many schemes, and lumpsum investments typically start at ₹1,000 or ₹5,000 depending on the scheme. What matters far more than the amount is that the investment matches a goal and a time horizon.
Never. Your investment is made directly with the Asset Management Company in your own name, and units are held in your folio with the AMC's registrar (CAMS or KFintech). We never accept cash and never ask for a transfer to a personal account. If anyone ever asks you to, that is not us.
Yes, and this is a large part of the job. We help with nominee registration at the time of investment and assist your family with transmission of units, claim filing on insurance policies and consolidation of statements. Please register a nominee on every folio — it saves your family months of difficulty.
Start your financial planning journey
Let’s build your financial roadmap together.
Whether you are starting your investment journey or planning for your family’s future, Jana Finserv is here to help you plan with greater clarity and confidence.
